Community Bank of Oklahoma is a state-chartered bank headquartered in Verden, Oklahoma, in business for about 119 years. At the end of Q2 2026 it reported $67.3M in total assets and $59.4M in deposits, with 3 offices.
Based on its Q2 2026 filing, Community Bank of Oklahoma scores 63/100, which we describe as moderate. That is higher than only 22% of 546 banks with under $100 million in assets. Among 170 banks headquartered in Oklahoma, it ranks 120th. Its strongest component is funding & liquidity (93/100; 62% loans-to-deposits, 20% uninsured), and its lowest is loan quality (39/100; 1.83%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 11 points (52 → 63), mostly because the loan quality component improved by 39 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 72 |
| Q4 2024 | 73 |
| Q1 2025 | 49 |
| Q2 2025 | 52 |
| Q3 2025 | 56 |
| Q4 2025 | 58 |
| Q1 2026 | 61 |
| Q2 2026 | 63 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.59% |
| Q3 2024 | 11.13% |
| Q4 2024 | 12.27% |
| Q1 2025 | 11.66% |
| Q2 2025 | 11.33% |
| Q3 2025 | 12.15% |
| Q4 2025 | 13.12% |
| Q1 2026 | 12.46% |
| Q2 2026 | 12.10% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.73% |
| Q3 2024 | 1.11% |
| Q4 2024 | 1.21% |
| Q1 2025 | 3.67% |
| Q2 2025 | 3.20% |
| Q3 2025 | 4.03% |
| Q4 2025 | 3.10% |
| Q1 2026 | 3.86% |
| Q2 2026 | 1.83% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.56% |
| Q3 2024 | 1.64% |
| Q4 2024 | 1.46% |
| Q1 2025 | 0.93% |
| Q2 2025 | 1.25% |
| Q3 2025 | 1.47% |
| Q4 2025 | 1.26% |
| Q1 2026 | 1.90% |
| Q2 2026 | 0.67% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $67.3M | 12.10% | 1.83% | 0.67% | 62.1% |
| Q1 2026 | 61 | $72.5M | 12.46% | 3.86% | 1.90% | 60.4% |
| Q4 2025 | 58 | $60.9M | 13.12% | 3.10% | 1.26% | 73.8% |
| Q3 2025 | 56 | $66.4M | 12.15% | 4.03% | 1.47% | 66.0% |
| Q2 2025 | 52 | $70.1M | 11.33% | 3.20% | 1.25% | 61.2% |
| Q1 2025 | 49 | $79.4M | 11.66% | 3.67% | 0.93% | 52.3% |
| Q4 2024 | 73 | $64.0M | 12.27% | 1.21% | 1.46% | 67.9% |
| Q3 2024 | 72 | $71.3M | 11.13% | 1.11% | 1.64% | 60.6% |
| Q2 2024 | 63 | $73.9M | 10.59% | 1.73% | 1.56% | 57.6% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oklahoma State BankBank Buffalo, OK | 69 out of 100, Moderate | $66.7M | 10.4% | 1.47% | vs |
| Washita Valley BankBank Fort Cobb, OK | 52 out of 100, Below average | $68.8M | 12.3% | 8.23% | vs |
| Latimer State BankBank Wilburton, OK | 90 out of 100, Very strong | $65.5M | 25.0% | 0.83% | vs |
| Fairview Savings and Loan AssociationBank Fairview, OK | 92 out of 100, Very strong | $65.1M | 20.8% | 0.00% | vs |
| Walters Bank and Trust CompanyBank Walters, OK | 99 out of 100, Very strong | $70.3M | 20.0% | 0.06% | vs |
| First Bank of ThomasBank Thomas, OK | 64 out of 100, Moderate | $63.2M | 12.6% | 2.29% | vs |
Deposit insurance
Is my money safe at Community Bank of Oklahoma?
Yes. Community Bank of Oklahoma is an FDIC-insured institution (FDIC certificate #4217). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.9% of deposits ($11.8M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.10%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Community Bank of Oklahoma lists 3 offices in 3 cities. Most locations:
- Chickasha, OK (1)
- Newcastle, OK (1)
- Verden, OK (1)
Identity & history
Profile
- Legal name
- Community Bank of Oklahoma
- Former names
- The Bank of Verden; The National Bank of Verden
- Type
- State-chartered bank
- FDIC certificate #
- 4217
- RSSD ID
- 412452
- Primary regulator
- FDIC
- Established
- August 1, 1907
- Headquarters
- 101 West Highway 62, Verden, OK 73092
- Website
- bankofverden.com
- Employees
- 17
Quick answers
Community Bank of Oklahoma: common questions
Is Community Bank of Oklahoma FDIC insured?
Yes. Community Bank of Oklahoma is an FDIC-insured institution (FDIC certificate #4217). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Community Bank of Oklahoma's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Community Bank of Oklahoma ever failed?
There is no failure record for FDIC certificate #4217 in the FDIC failed bank list.
How many branches does Community Bank of Oklahoma have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Verden
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Sooner State BankBank Tuttle, OK | 86 out of 100, Very strong | $354.6M | 12.8% | 0.33% | vs |
| Liberty National BankBank Lawton, OK | 84 out of 100, Strong | $1.3B | 10.3% | 0.02% | vs |
| The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK | 83 out of 100, Strong | $446.2M | 13.9% | 0.45% | vs |
| Shamrock Bank, N.A.Bank Coalgate, OK | 79 out of 100, Strong | $501.5M | 10.8% | 0.29% | vs |
| First State BankBank Anadarko, OK | 74 out of 100, Strong | $139.6M | 11.2% | 0.34% | vs |