Side-by-side · Q2 2026 data
Community Bank of Oklahoma vs Liberty National Bank
Metric by metric
| Measure | Community Bank of Oklahoma | Liberty National Bank |
|---|---|---|
| TellerScore | 63 | 84 (stronger) |
| Capital cushion | 71 (stronger) | 53 |
| Loan quality | 39 | 99 (stronger) |
| Earnings | 47 | 100 (stronger) |
| Funding & liquidity | 93 (stronger) | 86 |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 22nd | 95th |
| Total assets | $67.3M | $1.3B |
| Deposits / shares | $59.4M | $1.2B |
| Capital ratio | 12.10% (stronger) | 10.31% |
| Problem loans | 1.83% | 0.02% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.67% | 2.15% (stronger) |
| Loans ÷ deposits | 62.1% (stronger) | 74.3% |
| Uninsured deposits | 19.9% | 11.7% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.7% |
Liberty National Bank has the higher TellerScore (84 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Oklahoma leads on 3 and Liberty National Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.