Side-by-side · Q2 2026 data
Community Bank of Oklahoma vs Oklahoma State Bank
Metric by metric
| Measure | Community Bank of Oklahoma | Oklahoma State Bank |
|---|---|---|
| TellerScore | 63 | 69 (stronger) |
| Capital cushion | 71 (stronger) | 54 |
| Loan quality | 39 | 51 (stronger) |
| Earnings | 47 | 100 (stronger) |
| Funding & liquidity | 93 (stronger) | 81 |
| Problem-loan coverage | 82 (stronger) | 81 |
| Peer percentile | 22nd | 37th |
| Total assets | $67.3M | $66.7M |
| Deposits / shares | $59.4M | $59.5M |
| Capital ratio | 12.10% (stronger) | 10.36% |
| Problem loans | 1.83% | 1.47% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 0.67% | 2.88% (stronger) |
| Loans ÷ deposits | 62.1% (stronger) | 78.9% |
| Uninsured deposits | 19.9% | 13.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oklahoma State Bank has the higher TellerScore (69 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Oklahoma leads on 3 and Oklahoma State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.