Side-by-side · Q2 2026 data
Community Bank of Oklahoma vs Shamrock Bank, N.A.
Metric by metric
| Measure | Community Bank of Oklahoma | Shamrock Bank, N.A. |
|---|---|---|
| TellerScore | 63 | 79 (stronger) |
| Capital cushion | 71 (stronger) | 58 |
| Loan quality | 39 | 90 (stronger) |
| Earnings | 47 | 90 (stronger) |
| Funding & liquidity | 93 (stronger) | 77 |
| Problem-loan coverage | 82 | 96 (stronger) |
| Peer percentile | 22nd | 75th |
| Total assets | $67.3M | $501.5M |
| Deposits / shares | $59.4M | $452.9M |
| Capital ratio | 12.10% (stronger) | 10.79% |
| Problem loans | 1.83% | 0.29% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.67% | 1.76% (stronger) |
| Loans ÷ deposits | 62.1% (stronger) | 71.3% |
| Uninsured deposits | 19.9% (stronger) | 25.3% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Shamrock Bank, N.A. has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Oklahoma leads on 3 and Shamrock Bank, N.A. on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.