Side-by-side · Q2 2026 data
Community Bank of Oklahoma vs Walters Bank and Trust Company
Metric by metric
| Measure | Community Bank of Oklahoma | Walters Bank and Trust Company |
|---|---|---|
| TellerScore | 63 | 99 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 39 | 98 (stronger) |
| Earnings | 47 | 100 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 82 | 99 (stronger) |
| Peer percentile | 22nd | 99th |
| Total assets | $67.3M | $70.3M |
| Deposits / shares | $59.4M | $56.5M |
| Capital ratio | 12.10% | 20.03% (stronger) |
| Problem loans | 1.83% | 0.06% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 0.67% | 2.33% (stronger) |
| Loans ÷ deposits | 62.1% | 60.6% (stronger) |
| Uninsured deposits | 19.9% | 11.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.8% |
Walters Bank and Trust Company has the higher TellerScore (99 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Oklahoma leads on 1 and Walters Bank and Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.