Side-by-side · Q2 2026 data
Community Bank of Pickens County vs Delta Community Credit Union
Metric by metric
| Measure | Community Bank of Pickens County | Delta Community Credit Union |
|---|---|---|
| TellerScore | 73 | 81 (stronger) |
| Capital cushion | 86 (stronger) | 76 |
| Loan quality | 35 | 93 (stronger) |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 69 | 77 (stronger) |
| Problem-loan coverage | 78 | 97 (stronger) |
| Peer percentile | 53rd | 89th |
| Total assets | $628.6M | $9.1B |
| Deposits / shares | $537.8M | $8.0B |
| Capital ratio | 13.55% (stronger) | 12.58% |
| Problem loans | 1.96% | 0.22% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.30% |
| Return on assets | 2.35% (stronger) | 1.17% |
| Loans ÷ deposits | 90.0% | 83.7% (stronger) |
| Uninsured deposits | 16.2% | 7.1% (stronger) |
| Offices | 2 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 33.7% |
Delta Community Credit Union has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Pickens County leads on 3 and Delta Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.