Side-by-side · Q2 2026 data
Community Bank of Raymore vs Sm Federal Credit Union
Metric by metric
| Measure | Community Bank of Raymore | Sm Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 89 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 98 (stronger) | 92 |
| Earnings | 92 (stronger) | 70 |
| Funding & liquidity | 78 | 81 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 75th | 87th |
| Total assets | $346.9M | $77.2M |
| Deposits / shares | $331.0M | $61.4M |
| Capital ratio | 9.70% | 19.98% (stronger) |
| Problem loans | 0.05% (stronger) | 0.24% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.79% (stronger) | 1.24% |
| Loans ÷ deposits | 37.9% (stronger) | 78.9% |
| Uninsured deposits | 34.7% | 3.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sm Federal Credit Union has the higher TellerScore (89 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Raymore leads on 3 and Sm Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.