TellerScore

Headquartered in Raymore, Missouri, Community Bank of Raymore is a state-chartered bank with $346.9M in total assets and $331.0M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1979.

Community Bank of Raymore has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 53rd. Problem-loan coverage contributes the most (99/100, 0.4%); capital cushion contributes the least (47/100, 9.70%).

TellerScore · Q2 2026

Scorecard

Capital cushion47/100
Tier 1 leverage ratio: 9.70%
Loan quality98/100
Noncurrent loans ÷ total loans: 0.05%
Earnings92/100
Return on assets (annualized): 1.79%
Funding & liquidity78/100
Loans ÷ deposits and uninsured-deposit share: 37.9% · 34.7% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.42%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (72 → 79), mostly because the earnings component improved by 18 points.

TellerScore
677379Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202477
Q3 202477
Q4 202474
Q1 202567
Q2 202572
Q3 202574
Q4 202576
Q1 202677
Q2 202679
Tier 1 leverage ratio
5.00%7.36%9.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.20%
Q3 20248.82%
Q4 20248.89%
Q1 20259.15%
Q2 20258.92%
Q3 20259.36%
Q4 20259.73%
Q1 20269.55%
Q2 20269.70%
Noncurrent loans
0.03%0.52%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.12%
Q3 20240.03%
Q4 20240.15%
Q1 20251.00%
Q2 20250.07%
Q3 20250.08%
Q4 20250.06%
Q1 20260.06%
Q2 20260.05%
Return on assets
1.35%1.69%2.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.03%
Q3 20241.92%
Q4 20241.65%
Q1 20251.94%
Q2 20251.35%
Q3 20251.47%
Q4 20251.48%
Q1 20261.71%
Q2 20261.79%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$346.9M9.70%0.05%1.79%37.9%
Q1 202677$350.1M9.55%0.06%1.71%35.9%
Q4 202576$337.5M9.73%0.06%1.48%36.2%
Q3 202574$359.4M9.36%0.08%1.47%32.7%
Q2 202572$370.4M8.92%0.07%1.35%31.8%
Q1 202567$334.4M9.15%1.00%1.94%36.6%
Q4 202474$312.3M8.89%0.15%1.65%32.1%
Q3 202477$354.8M8.82%0.03%1.92%29.1%
Q2 202477$351.0M9.20%0.12%2.03%28.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.70%
25th
Total risk-based capital20.58%
88th
Problem loans0.05%
79th
Net charge-offs0.02%
37th
Return on assets1.79%
80th
Net interest margin2.97%
9th
Efficiency ratio59.8%
58th
Loans to deposits37.9%
96th
Uninsured deposits34.7%
18th
Loan-loss reserves0.39%
2nd
Texas ratio0.4%
79th

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Heritage Community BankBank Union, MO59 out of 100, Moderate$347.8M8.3%0.59%vs
Farmers and Merchants Bank of St. ClairBank Saint Clair, MO84 out of 100, Strong$343.5M12.8%0.00%vs
Exchange Bank Co.Bank Kahoka, MO69 out of 100, Moderate$341.5M9.1%1.33%vs
Midwest Independent BankersBankBank Jefferson City, MO83 out of 100, Strong$341.4M15.3%0.00%vs
Ozark BankBank Ozark, MO55 out of 100, Moderate$341.0M9.2%1.47%vs
Citizens BankBank New Haven, MO54 out of 100, Below average$357.4M13.1%2.95%vs

Deposit insurance

Is my money safe at Community Bank of Raymore?

Yes. Community Bank of Raymore is an FDIC-insured institution (FDIC certificate #22867). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 34.7% of deposits ($114.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.70%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 20.58% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Community Bank of Raymore lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Community Bank of Raymore
Type
State-chartered bank
FDIC certificate #
22867
RSSD ID
716851
Primary regulator
FDIC
Holding company
Lolyn Financial Corp
Established
May 15, 1979
Headquarters
801 W Foxwood Dr, Raymore, MO 64083
Employees
42

Quick answers

Community Bank of Raymore: common questions

Is Community Bank of Raymore FDIC insured?

Yes. Community Bank of Raymore is an FDIC-insured institution (FDIC certificate #22867). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Community Bank of Raymore's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Community Bank of Raymore ever failed?

There is no failure record for FDIC certificate #22867 in the FDIC failed bank list.

How many branches does Community Bank of Raymore have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Raymore

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers Bank & TrustBank Great Bend, KS96 out of 100, Very strong$1.1B24.0%0.19%vs
Comanche County Federal Credit UnionCredit union Lawton, OK96 out of 100, Very strong$36.4M18.8%0.00%vs
The Bank of Grain ValleyBank Grain Valley, MO95 out of 100, Very strong$110.6M24.0%0.00%vs
K.U.M.C. Credit UnionCredit union Shawnee, KS95 out of 100, Very strong$31.4M13.8%0.04%vs
National Advisors Trust CompanyBank Leawood, KS94 out of 100, Very strong$21.6M83.7%0.00%vs
Sm Federal Credit UnionCredit union Mission, KS89 out of 100, Very strong$77.2M20.0%0.24%vs