Side-by-side · Q2 2026 data
Community Bank of Santa Maria vs Sesloc Credit Union
Metric by metric
| Measure | Community Bank of Santa Maria | Sesloc Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 55 (stronger) | 44 |
| Loan quality | 95 (stronger) | 87 |
| Earnings | 63 (stronger) | 41 |
| Funding & liquidity | 63 | 77 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 50th | 36th |
| Total assets | $396.5M | $1.3B |
| Deposits / shares | $350.4M | $1.1B |
| Capital ratio | 10.49% (stronger) | 9.41% |
| Problem loans | 0.15% (stronger) | 0.40% |
| Net charge-offs | -0.00% (stronger) | 0.34% |
| Return on assets | 1.07% (stronger) | 0.53% |
| Loans ÷ deposits | 83.5% | 83.2% (stronger) |
| Uninsured deposits | 27.0% | 11.5% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank of Santa Maria has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Santa Maria leads on 5 and Sesloc Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.