Side-by-side · Q2 2026 data
Community Commerce Bank vs Community Bank of Santa Maria
Metric by metric
| Measure | Community Commerce Bank | Community Bank of Santa Maria |
|---|---|---|
| TellerScore | 84 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 51 | 63 (stronger) |
| Funding & liquidity | 61 | 63 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 86th | 50th |
| Total assets | $422.7M | $396.5M |
| Deposits / shares | $317.5M | $350.4M |
| Capital ratio | 15.25% (stronger) | 10.49% |
| Problem loans | 0.00% (stronger) | 0.15% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 0.78% | 1.07% (stronger) |
| Loans ÷ deposits | 98.9% | 83.5% (stronger) |
| Uninsured deposits | 13.6% (stronger) | 27.0% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Commerce Bank has the higher TellerScore (84 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Community Commerce Bank leads on 4 and Community Bank of Santa Maria on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.