Side-by-side · Q2 2026 data
Community Commerce Bank vs L. A. Electrical Workers Credit Un. Credit Union
Credit union
L. A. Electrical Workers Credit Un. Credit Union
Pasadena, California · Under $100 million in assets
Metric by metric
| Measure | Community Commerce Bank | L. A. Electrical Workers Credit Un. Credit Union |
|---|---|---|
| TellerScore | 84 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 51 (stronger) | 46 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 86th | 85th |
| Total assets | $422.7M | $54.8M |
| Deposits / shares | $317.5M | $44.9M |
| Capital ratio | 15.25% | 19.76% (stronger) |
| Problem loans | 0.00% (stronger) | 0.08% |
| Net charge-offs | 0.02% | -0.05% (stronger) |
| Return on assets | 0.78% (stronger) | 0.64% |
| Loans ÷ deposits | 98.9% | 26.2% (stronger) |
| Uninsured deposits | 13.6% | 1.3% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
L. A. Electrical Workers Credit Un. Credit Union has the higher TellerScore (88 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Community Commerce Bank leads on 2 and L. A. Electrical Workers Credit Un. Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.