TellerScore

Headquartered in Pasadena, California, L. A. Electrical Workers Credit Un. Credit Union is a federally insured state-chartered credit union with $54.8M in total assets and $44.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1953.

L. A. Electrical Workers Credit Un. Credit Union has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 85% of its 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 21st. Capital cushion contributes the most (100/100, 19.76%); earnings contributes the least (46/100, 0.64%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.76%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.08%
Earnings46/100
Return on assets (annualized): 0.64%
Funding & liquidity100/100
Loans ÷ shares: 26.2% · 1.3% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.10%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (85 → 88), mostly because the loan quality component improved by 15 points.

TellerScore
778389Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202477
Q4 202482
Q1 202581
Q2 202585
Q3 202586
Q4 202589
Q1 202686
Q2 202688
Net worth ratio
7.00%13.74%20.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.60%
Q3 202418.65%
Q4 202420.07%
Q1 202519.61%
Q2 202519.94%
Q3 202519.87%
Q4 202520.49%
Q1 202619.91%
Q2 202619.76%
Delinquent loans (60+ days)
0.08%0.58%1.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.66%
Q3 20241.08%
Q4 20240.68%
Q1 20250.64%
Q2 20250.54%
Q3 20250.53%
Q4 20250.20%
Q1 20260.21%
Q2 20260.08%
Return on assets
0.10%0.49%0.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.10%
Q3 20240.31%
Q4 20240.52%
Q1 20250.27%
Q2 20250.72%
Q3 20250.84%
Q4 20250.87%
Q1 20260.45%
Q2 20260.64%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$54.8M19.76%0.08%0.64%26.2%
Q1 202686$54.0M19.91%0.21%0.45%26.9%
Q4 202589$52.1M20.49%0.20%0.87%29.2%
Q3 202586$53.2M19.87%0.53%0.84%29.1%
Q2 202585$52.3M19.94%0.54%0.72%30.4%
Q1 202581$52.5M19.61%0.64%0.27%30.1%
Q4 202482$51.1M20.07%0.68%0.52%30.7%
Q3 202477$54.3M18.65%1.08%0.31%27.8%
Q2 202479$53.9M18.60%0.66%0.10%28.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.76%
76th
Problem loans0.08%
81st
Net charge-offs-0.05%
91st
Return on assets0.64%
50th
Loans to deposits26.2%
92nd
Uninsured deposits1.3%
51st
Loan-loss reserves0.00%
37th
Texas ratio0.1%
84th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Jacom Credit UnionCredit union Los Angeles, CA82 out of 100, Strong$54.1M16.6%0.06%vs
Inland Valley Federal Credit UnionCredit union Fontana, CA65 out of 100, Moderate$54.0M8.7%0.18%vs
Huntington Beach Credit UnionCredit union Huntington Beac, CA84 out of 100, Strong$56.4M13.1%0.54%vs
Mokelumne Federal Credit UnionCredit union Lodi, CA88 out of 100, Very strong$56.9M16.0%0.36%vs
U.P.S. Employees Federal Credit UnionCredit union Ontario, CA61 out of 100, Moderate$51.8M7.5%0.26%vs
Fresno Police Department Credit UnionCredit union Fresno, CA89 out of 100, Very strong$49.5M23.3%0.06%vs

Deposit insurance

Is my money safe at L. A. Electrical Workers Credit Un. Credit Union?

Yes. L. A. Electrical Workers Credit Un. Credit Union is a federally insured credit union (NCUA charter #60755). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.3% of shares and deposits ($579K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.76%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

L. A. Electrical Workers Credit Un. Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
L. A. Electrical Workers Credit Un. Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60755
RSSD ID
502399
Primary regulator
State + NCUA
Established
1953
Headquarters
3820 E Colorado Blvd, Pasadena, CA 91107
Employees
8

Quick answers

L. A. Electrical Workers Credit Un. Credit Union: common questions

Is L. A. Electrical Workers Credit Un. Credit Union NCUA insured?

Yes. L. A. Electrical Workers Credit Un. Credit Union is a federally insured credit union (NCUA charter #60755). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is L. A. Electrical Workers Credit Un. Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does L. A. Electrical Workers Credit Un. Credit Union have?

1 office as of the latest NCUA data.

Nearby

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