Side-by-side · Q2 2026 data
Community Commerce Bank vs Ontario Public Employees Federal Credit Union
Credit union
Ontario Public Employees Federal Credit Union
Ontario, California · Under $100 million in assets
Metric by metric
| Measure | Community Commerce Bank | Ontario Public Employees Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 51 | 78 (stronger) |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 86th | 83rd |
| Total assets | $422.7M | $23.2M |
| Deposits / shares | $317.5M | $19.3M |
| Capital ratio | 15.25% | 15.48% (stronger) |
| Problem loans | 0.00% (stronger) | 1.02% |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 0.78% | 1.46% (stronger) |
| Loans ÷ deposits | 98.9% | 47.9% (stronger) |
| Uninsured deposits | 13.6% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ontario Public Employees Federal Credit Union has the higher TellerScore (87 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Community Commerce Bank leads on 2 and Ontario Public Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.