Headquartered in Ontario, California, Ontario Public Employees Federal Credit Union is a federal credit union with $23.2M in total assets and $19.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1959.
Based on its Q2 2026 filing, Ontario Public Employees Federal Credit Union scores 87/100, which we describe as very strong. That is higher than 83% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 26th. Its strongest component is capital cushion (100/100; 15.48%), and its lowest is loan quality (66/100; 1.02%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (85 → 87), mostly because the earnings component weakened by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 81 |
| Q4 2024 | 82 |
| Q1 2025 | 81 |
| Q2 2025 | 85 |
| Q3 2025 | 87 |
| Q4 2025 | 87 |
| Q1 2026 | 77 |
| Q2 2026 | 87 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.07% |
| Q3 2024 | 12.73% |
| Q4 2024 | 13.09% |
| Q1 2025 | 12.81% |
| Q2 2025 | 13.75% |
| Q3 2025 | 14.22% |
| Q4 2025 | 14.63% |
| Q1 2026 | 14.92% |
| Q2 2026 | 15.48% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.84% |
| Q3 2024 | 0.98% |
| Q4 2024 | 1.04% |
| Q1 2025 | 0.86% |
| Q2 2025 | 1.02% |
| Q3 2025 | 0.86% |
| Q4 2025 | 0.98% |
| Q1 2026 | 1.96% |
| Q2 2026 | 1.02% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.56% |
| Q3 2024 | 1.65% |
| Q4 2024 | 1.70% |
| Q1 2025 | 1.46% |
| Q2 2025 | 1.77% |
| Q3 2025 | 1.70% |
| Q4 2025 | 1.66% |
| Q1 2026 | 1.33% |
| Q2 2026 | 1.46% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $23.2M | 15.48% | 1.02% | 1.46% | 47.9% |
| Q1 2026 | 77 | $23.4M | 14.92% | 1.96% | 1.33% | 49.4% |
| Q4 2025 | 87 | $23.4M | 14.63% | 0.98% | 1.66% | 53.6% |
| Q3 2025 | 87 | $23.5M | 14.22% | 0.86% | 1.70% | 56.8% |
| Q2 2025 | 85 | $23.6M | 13.75% | 1.02% | 1.77% | 56.3% |
| Q1 2025 | 81 | $24.4M | 12.81% | 0.86% | 1.46% | 54.7% |
| Q4 2024 | 82 | $23.2M | 13.09% | 1.04% | 1.70% | 59.0% |
| Q3 2024 | 81 | $23.0M | 12.73% | 0.98% | 1.65% | 60.5% |
| Q2 2024 | 80 | $23.5M | 12.07% | 0.84% | 1.56% | 60.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northern Redwood Federal Credit UnionCredit union Arcata, CA | 48 out of 100, Below average | $23.7M | 7.9% | 1.07% | vs |
| Employees Choice Federal Credit UnionCredit union El Cajon, CA | 80 out of 100, Strong | $24.6M | 11.2% | 0.00% | vs |
| Novo Federal Credit UnionCredit union Norco, CA | 80 out of 100, Strong | $21.4M | 13.2% | 0.43% | vs |
| Fresno Grangers Federal Credit UnionCredit union Fresno, CA | 98 out of 100, Very strong | $25.9M | 24.6% | 0.00% | vs |
| Center City Community Credit UnionCredit union Buena Park, CA | 62 out of 100, Moderate | $26.2M | 8.7% | 0.10% | vs |
| Mattel Federal Credit UnionCredit union El Segundo, CA | 74 out of 100, Strong | $28.1M | 11.4% | 0.11% | vs |
Deposit insurance
Is my money safe at Ontario Public Employees Federal Credit Union?
Yes. Ontario Public Employees Federal Credit Union is a federally insured credit union (NCUA charter #13044). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.48%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Ontario Public Employees Federal Credit Union lists 1 office in 1 city. Most locations:
- Ontario, CA (1)
Identity & history
Profile
- Legal name
- Ontario Public Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 13044
- RSSD ID
- 682684
- Primary regulator
- NCUA
- Established
- 1959
- Headquarters
- P.O. Box 830, Ontario, CA 91762
- Employees
- 5
Quick answers
Ontario Public Employees Federal Credit Union: common questions
Is Ontario Public Employees Federal Credit Union NCUA insured?
Yes. Ontario Public Employees Federal Credit Union is a federally insured credit union (NCUA charter #13044). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Ontario Public Employees Federal Credit Union's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Ontario Public Employees Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Ontario
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| American Plus Bank, N.A.Bank Arcadia, CA | 88 out of 100, Very strong | $935.0M | 16.5% | 0.04% | vs |
| Certified Federal Credit UnionCredit union El Monte, CA | 88 out of 100, Very strong | $925.3M | 20.7% | 0.37% | vs |
| American Continental BankBank City Of Industry, CA | 87 out of 100, Very strong | $385.3M | 16.2% | 0.37% | vs |
| American First National BankBank Houston, TX | 87 out of 100, Very strong | $2.9B | 14.4% | 0.42% | vs |
| Bank of Whittier, National AssociationBank Whittier, CA | 87 out of 100, Very strong | $152.6M | 16.4% | 0.00% | vs |