Side-by-side · Q2 2026 data
Community Commerce Bank vs Pacific Alliance Bank
Metric by metric
| Measure | Community Commerce Bank | Pacific Alliance Bank |
|---|---|---|
| TellerScore | 84 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 51 | 82 (stronger) |
| Funding & liquidity | 61 | 63 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 86th | 88th |
| Total assets | $422.7M | $454.4M |
| Deposits / shares | $317.5M | $369.2M |
| Capital ratio | 15.25% (stronger) | 13.37% |
| Problem loans | 0.00% (stronger) | 0.16% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.78% | 1.56% (stronger) |
| Loans ÷ deposits | 98.9% | 93.0% (stronger) |
| Uninsured deposits | 13.6% (stronger) | 19.2% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pacific Alliance Bank has the higher TellerScore (85 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Community Commerce Bank leads on 3 and Pacific Alliance Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.