Side-by-side · Q2 2026 data
Community Credit Union of Florida vs Fairwinds Credit Union
Metric by metric
| Measure | Community Credit Union of Florida | Fairwinds Credit Union |
|---|---|---|
| TellerScore | 70 | 73 (stronger) |
| Capital cushion | 63 (stronger) | 62 |
| Loan quality | 93 (stronger) | 85 |
| Earnings | 40 | 51 (stronger) |
| Funding & liquidity | 67 | 89 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 58th | 70th |
| Total assets | $1.4B | $5.3B |
| Deposits / shares | $1.2B | $4.8B |
| Capital ratio | 11.25% (stronger) | 11.17% |
| Problem loans | 0.22% (stronger) | 0.46% |
| Net charge-offs | 0.48% | 0.18% (stronger) |
| Return on assets | 0.50% | 0.77% (stronger) |
| Loans ÷ deposits | 92.7% | 71.6% (stronger) |
| Uninsured deposits | 16.1% | 9.0% (stronger) |
| Offices | 8 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.3% | 38.6% |
Fairwinds Credit Union has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Community Credit Union of Florida leads on 2 and Fairwinds Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.