Side-by-side · Q2 2026 data
Community Credit Union of Florida vs Gulf Winds Credit Union
Metric by metric
| Measure | Community Credit Union of Florida | Gulf Winds Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 69 |
| Capital cushion | 63 (stronger) | 49 |
| Loan quality | 93 (stronger) | 85 |
| Earnings | 40 | 56 (stronger) |
| Funding & liquidity | 67 | 81 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 58th | 54th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 11.25% (stronger) | 9.90% |
| Problem loans | 0.22% (stronger) | 0.44% |
| Net charge-offs | 0.48% (stronger) | 0.88% |
| Return on assets | 0.50% | 0.91% (stronger) |
| Loans ÷ deposits | 92.7% | 79.6% (stronger) |
| Uninsured deposits | 16.1% | 4.5% (stronger) |
| Offices | 8 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.3% | 27.1% |
Community Credit Union of Florida has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Community Credit Union of Florida leads on 4 and Gulf Winds Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.