Side-by-side · Q2 2026 data
Community Federal Credit Union vs Western Springs Federal Credit Union
Credit union
Western Springs Federal Credit Union
Western Springs, Illinois · Under $100 million in assets
Metric by metric
| Measure | Community Federal Credit Union | Western Springs Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 95 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 0 | 95 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 65th | 96th |
| Total assets | $116K | $3.9M |
| Deposits / shares | $87K | $3.2M |
| Capital ratio | 24.99% (stronger) | 18.19% |
| Problem loans | 0.00% (stronger) | 0.46% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -1.86% | 1.88% (stronger) |
| Loans ÷ deposits | 12.5% (stronger) | 47.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western Springs Federal Credit Union has the higher TellerScore (95 vs 80). On the 5 directional measures above (where higher or lower is clearly better), Community Federal Credit Union leads on 3 and Western Springs Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.