Community Federal Credit Union is a federal credit union headquartered in Chicago, Illinois, in business for about 75 years. At the end of Q2 2026 it reported $116K in total assets and $87K in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Community Federal Credit Union scores 80/100, which we describe as strong. That is higher than 65% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 75th. Its strongest component is capital cushion (100/100; 24.99%), and its lowest is earnings (0/100; -1.86%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (80 → 80).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 80 |
| Q4 2024 | 80 |
| Q1 2025 | 80 |
| Q2 2025 | 80 |
| Q3 2025 | 80 |
| Q4 2025 | 80 |
| Q1 2026 | 80 |
| Q2 2026 | 80 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 26.28% |
| Q3 2024 | 24.86% |
| Q4 2024 | 26.22% |
| Q1 2025 | 25.99% |
| Q2 2025 | 23.25% |
| Q3 2025 | 24.56% |
| Q4 2025 | 25.77% |
| Q1 2026 | 25.49% |
| Q2 2026 | 24.99% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.61% |
| Q3 2024 | -3.92% |
| Q4 2024 | -1.68% |
| Q1 2025 | -2.74% |
| Q2 2025 | -4.10% |
| Q3 2025 | -2.01% |
| Q4 2025 | -2.74% |
| Q1 2026 | -3.33% |
| Q2 2026 | -1.86% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $116K | 24.99% | 0.00% | -1.86% | 12.5% |
| Q1 2026 | 80 | $116K | 25.49% | 0.00% | -3.33% | 14.0% |
| Q4 2025 | 80 | $119K | 25.77% | 0.00% | -2.74% | 15.2% |
| Q3 2025 | 80 | $119K | 24.56% | 0.00% | -2.01% | 23.5% |
| Q2 2025 | 80 | $125K | 23.25% | 0.00% | -4.10% | 20.6% |
| Q1 2025 | 80 | $125K | 25.99% | 0.00% | -2.74% | 24.4% |
| Q4 2024 | 80 | $128K | 26.22% | 0.00% | -1.68% | 26.0% |
| Q3 2024 | 80 | $129K | 24.86% | 0.00% | -3.92% | 33.6% |
| Q2 2024 | 80 | $133K | 26.28% | 0.00% | -1.61% | 31.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Imperial Credit UnionCredit union Springfield, IL | 52 out of 100, Below average | $76K | 9.4% | 23.71% | vs |
| Bethel A.M.E. Church Credit UnionCredit union Chicago, IL | 73 out of 100, Strong | $50K | 16.6% | — | vs |
| Berean Credit UnionCredit union Chicago, IL | 80 out of 100, Strong | $190K | 18.6% | 0.00% | vs |
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| Gideon Federal Credit UnionCredit union Waukegan, IL | 62 out of 100, Moderate | $269K | 18.6% | 4.45% | vs |
| St. Helena Parish Credit UnionCredit union Chicago, IL | 64 out of 100, Moderate | $324K | 9.5% | 0.00% | vs |
Deposit insurance
Is my money safe at Community Federal Credit Union?
Yes. Community Federal Credit Union is a federally insured credit union (NCUA charter #7256). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 24.99%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Community Federal Credit Union lists 1 office in 1 city. Most locations:
- Chicago, IL (1)
Identity & history
Profile
- Legal name
- Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 7256
- RSSD ID
- 481980
- Primary regulator
- NCUA
- Established
- 1951
- Headquarters
- 4610 S. Prairie Ave, Chicago, IL 60653
Quick answers
Community Federal Credit Union: common questions
Is Community Federal Credit Union NCUA insured?
Yes. Community Federal Credit Union is a federally insured credit union (NCUA charter #7256). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Community Federal Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Community Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Chicago
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |