Side-by-side · Q2 2026 data
Community Financial Services Bank vs Signet Federal Credit Union
Metric by metric
| Measure | Community Financial Services Bank | Signet Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 82 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 86 (stronger) | 64 |
| Earnings | 61 | 65 (stronger) |
| Funding & liquidity | 75 | 92 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 58th | 82nd |
| Total assets | $1.4B | $398.2M |
| Deposits / shares | $1.2B | $332.1M |
| Capital ratio | 10.33% | 16.64% (stronger) |
| Problem loans | 0.42% (stronger) | 1.07% |
| Net charge-offs | 0.23% (stronger) | 0.28% |
| Return on assets | 1.04% | 1.13% (stronger) |
| Loans ÷ deposits | 78.7% | 68.2% (stronger) |
| Uninsured deposits | 21.3% | 9.9% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | — |
Signet Federal Credit Union has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Community Financial Services Bank leads on 2 and Signet Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.