Side-by-side · Q2 2026 data
Community First Bank vs Hawthorn Bank
Metric by metric
| Measure | Community First Bank | Hawthorn Bank |
|---|---|---|
| TellerScore | 67 | 75 (stronger) |
| Capital cushion | 36 | 63 (stronger) |
| Loan quality | 68 | 84 (stronger) |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 74 (stronger) | 62 |
| Problem-loan coverage | 85 | 93 (stronger) |
| Peer percentile | 34th | 77th |
| Total assets | $258.9M | $1.8B |
| Deposits / shares | $234.6M | $1.5B |
| Capital ratio | 8.57% | 11.26% (stronger) |
| Problem loans | 0.95% | 0.47% (stronger) |
| Net charge-offs | 0.94% | 0.03% (stronger) |
| Return on assets | 2.35% (stronger) | 1.59% |
| Loans ÷ deposits | 84.7% (stronger) | 91.8% |
| Uninsured deposits | 16.6% (stronger) | 20.4% |
| Offices | 4 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 18.4% |
Hawthorn Bank has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank leads on 3 and Hawthorn Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.