Side-by-side · Q2 2026 data
Community First Bank vs FreedomBank
Metric by metric
| Measure | Community First Bank | FreedomBank |
|---|---|---|
| TellerScore | 78 (stronger) | 73 |
| Capital cushion | 60 (stronger) | 57 |
| Loan quality | 89 | 91 (stronger) |
| Earnings | 81 (stronger) | 69 |
| Funding & liquidity | 77 (stronger) | 66 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 72nd | 53rd |
| Total assets | $634.1M | $433.9M |
| Deposits / shares | $522.4M | $367.9M |
| Capital ratio | 10.95% (stronger) | 10.70% |
| Problem loans | 0.32% | 0.26% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 1.52% (stronger) | 1.22% |
| Loans ÷ deposits | 75.6% (stronger) | 89.9% |
| Uninsured deposits | 22.2% | 18.4% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Bank has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank leads on 5 and FreedomBank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.