Community First Bank is a state-chartered bank (fed member) headquartered in Boscobel, Wisconsin, in business for about 155 years. At the end of Q2 2026 it reported $634.1M in total assets and $522.4M in deposits, with 10 offices.
Community First Bank has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 72% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 56th. Problem-loan coverage contributes the most (96/100, 1.9%); capital cushion contributes the least (60/100, 10.95%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (74 → 78), mostly because the earnings component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 70 |
| Q4 2024 | 72 |
| Q1 2025 | 73 |
| Q2 2025 | 74 |
| Q3 2025 | 76 |
| Q4 2025 | 76 |
| Q1 2026 | 78 |
| Q2 2026 | 78 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.81% |
| Q3 2024 | 9.86% |
| Q4 2024 | 9.92% |
| Q1 2025 | 9.91% |
| Q2 2025 | 9.79% |
| Q3 2025 | 10.15% |
| Q4 2025 | 10.41% |
| Q1 2026 | 10.47% |
| Q2 2026 | 10.95% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.25% |
| Q3 2024 | 0.18% |
| Q4 2024 | 0.11% |
| Q1 2025 | 0.13% |
| Q2 2025 | 0.12% |
| Q3 2025 | 0.07% |
| Q4 2025 | 0.11% |
| Q1 2026 | 0.12% |
| Q2 2026 | 0.32% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.86% |
| Q3 2024 | 0.87% |
| Q4 2024 | 0.95% |
| Q1 2025 | 1.07% |
| Q2 2025 | 1.16% |
| Q3 2025 | 1.19% |
| Q4 2025 | 1.23% |
| Q1 2026 | 1.50% |
| Q2 2026 | 1.52% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $634.1M | 10.95% | 0.32% | 1.52% | 75.6% |
| Q1 2026 | 78 | $637.6M | 10.47% | 0.12% | 1.50% | 75.9% |
| Q4 2025 | 76 | $635.8M | 10.41% | 0.11% | 1.23% | 74.7% |
| Q3 2025 | 76 | $629.2M | 10.15% | 0.07% | 1.19% | 71.0% |
| Q2 2025 | 74 | $634.8M | 9.79% | 0.12% | 1.16% | 70.6% |
| Q1 2025 | 73 | $627.5M | 9.91% | 0.13% | 1.07% | 72.8% |
| Q4 2024 | 72 | $600.5M | 9.92% | 0.11% | 0.95% | 76.2% |
| Q3 2024 | 70 | $602.5M | 9.86% | 0.18% | 0.87% | 78.2% |
| Q2 2024 | 70 | $590.4M | 9.81% | 0.25% | 0.86% | 77.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens State Bank of La CrosseBank La Crosse, WI | 76 out of 100, Strong | $648.5M | 13.4% | 1.06% | vs |
| AbbyBankBank Abbotsford, WI | 56 out of 100, Moderate | $662.2M | 9.4% | 1.34% | vs |
| Community State BankBank Union Grove, WI | 74 out of 100, Strong | $667.5M | 9.6% | 0.28% | vs |
| The Stephenson National Bank and TrustBank Marinette, WI | 66 out of 100, Moderate | $676.8M | 10.1% | 1.15% | vs |
| PyraMax Bank, FSBBank Greenfield, WI | 67 out of 100, Moderate | $588.7M | 11.2% | 0.25% | vs |
| PremierBankBank Fort Atkinson, WI | 70 out of 100, Strong | $583.9M | 9.8% | 0.24% | vs |
Deposit insurance
Is my money safe at Community First Bank?
Yes. Community First Bank is an FDIC-insured institution (FDIC certificate #11595). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.2% of deposits ($115.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.95%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
10 locations
Branches
Community First Bank lists 10 offices in 10 cities. Most locations:
- Baraboo, WI (1)
- Boscobel, WI (1)
- Fennimore, WI (1)
- Lancaster, WI (1)
- Livingston, WI (1)
- Muscoda, WI (1)
- Platteville, WI (1)
- Prairie Du Chien, WI (1)
- Reedsburg, WI (1)
- Richland Center, WI (1)
Identity & history
Profile
- Legal name
- Community First Bank
- Former names
- Boscobel State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 11595
- RSSD ID
- 175140
- Primary regulator
- FED
- Holding company
- Boscobel Bcorp Inc
- Established
- January 1, 1871
- Headquarters
- 925 Wisconsin Ave, Boscobel, WI 53805
- Website
- www.cfbank.com
- Employees
- 104
Quick answers
Community First Bank: common questions
Is Community First Bank FDIC insured?
Yes. Community First Bank is an FDIC-insured institution (FDIC certificate #11595). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Community First Bank's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Community First Bank ever failed?
There is no failure record for FDIC certificate #11595 in the FDIC failed bank list.
How many branches does Community First Bank have?
10 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Boscobel
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Richland County BankBank Richland Center, WI | 96 out of 100, Very strong | $114.1M | 17.8% | 0.00% | vs |
| The Peoples Community BankBank Mazomanie, WI | 87 out of 100, Very strong | $388.8M | 12.8% | 0.14% | vs |
| Peoples State BankBank Prairie Du Chien, WI | 80 out of 100, Strong | $993.0M | 11.5% | 0.21% | vs |
| Royal BankBank Elroy, WI | 79 out of 100, Strong | $816.1M | 10.5% | 0.06% | vs |
| Westby Co-Op Credit UnionCredit union Westby, WI | 77 out of 100, Strong | $1.0B | 15.6% | 1.44% | vs |
| Heartland Credit UnionCredit union Madison, WI | 74 out of 100, Strong | $666.8M | 11.7% | 0.42% | vs |