Side-by-side · Q2 2026 data
Community First Bank vs Richland County Bank
Metric by metric
| Measure | Community First Bank | Richland County Bank |
|---|---|---|
| TellerScore | 78 | 96 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 81 | 81 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 72nd | 99th |
| Total assets | $634.1M | $114.1M |
| Deposits / shares | $522.4M | $96.0M |
| Capital ratio | 10.95% | 17.77% (stronger) |
| Problem loans | 0.32% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 1.52% (stronger) | 1.51% |
| Loans ÷ deposits | 75.6% | 51.3% (stronger) |
| Uninsured deposits | 22.2% | 12.5% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richland County Bank has the higher TellerScore (96 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank leads on 1 and Richland County Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Richland Center, WI