Side-by-side · Q2 2026 data
Community First Bank vs Royal Bank
Metric by metric
| Measure | Community First Bank | Royal Bank |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 60 (stronger) | 55 |
| Loan quality | 89 | 98 (stronger) |
| Earnings | 81 (stronger) | 79 |
| Funding & liquidity | 77 | 83 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 72nd | 75th |
| Total assets | $634.1M | $816.1M |
| Deposits / shares | $522.4M | $723.1M |
| Capital ratio | 10.95% (stronger) | 10.53% |
| Problem loans | 0.32% | 0.06% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.52% (stronger) | 1.48% |
| Loans ÷ deposits | 75.6% (stronger) | 76.8% |
| Uninsured deposits | 22.2% | 11.9% (stronger) |
| Offices | 10 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Royal Bank has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank leads on 4 and Royal Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lancaster, WI
- Prairie Du Chien, WI
- Richland Center, WI