Side-by-side · Q2 2026 data
Community First Bank vs Bank of Ontario
Metric by metric
| Measure | Community First Bank | Bank of Ontario |
|---|---|---|
| TellerScore | 75 (stronger) | 51 |
| Capital cushion | 60 | 89 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 48 | 66 (stronger) |
| Funding & liquidity | 84 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 11 |
| Peer percentile | 54th | 10th |
| Total assets | $97.6M | $79.0M |
| Deposits / shares | $84.7M | $67.4M |
| Capital ratio | 11.02% | 13.85% (stronger) |
| Problem loans | 0.00% (stronger) | 8.53% |
| Net charge-offs | 0.00% | -0.11% (stronger) |
| Return on assets | 0.70% | 1.16% (stronger) |
| Loans ÷ deposits | 74.0% (stronger) | 94.8% |
| Uninsured deposits | 17.1% | 8.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Community First Bank has the higher TellerScore (75 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank leads on 3 and Bank of Ontario on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.