Community First Bank (FDIC certificate #12512) is based in Rosholt, Wisconsin. Its Q2 2026 call report shows $97.6M in total assets and $84.7M in deposits and 3 offices.
Community First Bank has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 54% of its 546 banks with under $100 million in assets. Among 154 banks headquartered in Wisconsin, it ranks 67th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (48/100, 0.70%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (71 → 75), mostly because the earnings component improved by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 74 |
| Q4 2024 | 72 |
| Q1 2025 | 70 |
| Q2 2025 | 71 |
| Q3 2025 | 71 |
| Q4 2025 | 73 |
| Q1 2026 | 74 |
| Q2 2026 | 75 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.62% |
| Q3 2024 | 10.89% |
| Q4 2024 | 10.44% |
| Q1 2025 | 10.36% |
| Q2 2025 | 10.55% |
| Q3 2025 | 10.43% |
| Q4 2025 | 10.42% |
| Q1 2026 | 10.49% |
| Q2 2026 | 11.02% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.08% |
| Q1 2025 | 0.08% |
| Q2 2025 | 0.08% |
| Q3 2025 | 0.01% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.49% |
| Q3 2024 | 0.53% |
| Q4 2024 | 0.46% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.38% |
| Q3 2025 | 0.48% |
| Q4 2025 | 0.64% |
| Q1 2026 | 0.67% |
| Q2 2026 | 0.70% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $97.6M | 11.02% | 0.00% | 0.70% | 74.0% |
| Q1 2026 | 74 | $101.4M | 10.49% | 0.00% | 0.67% | 72.9% |
| Q4 2025 | 73 | $106.3M | 10.42% | 0.00% | 0.64% | 71.3% |
| Q3 2025 | 71 | $103.8M | 10.43% | 0.01% | 0.48% | 77.1% |
| Q2 2025 | 71 | $100.7M | 10.55% | 0.08% | 0.38% | 74.7% |
| Q1 2025 | 70 | $98.8M | 10.36% | 0.08% | 0.22% | 70.1% |
| Q4 2024 | 72 | $100.8M | 10.44% | 0.08% | 0.46% | 71.2% |
| Q3 2024 | 74 | $100.1M | 10.89% | 0.00% | 0.53% | 71.0% |
| Q2 2024 | 73 | $100.6M | 10.62% | 0.00% | 0.49% | 70.1% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Superior Savings BankBank Superior, WI | 74 out of 100, Strong | $98.8M | 16.3% | 1.15% | vs |
| Ladysmith Federal Savings and Loan AssociationBank Ladysmith, WI | 45 out of 100, Below average | $93.2M | 9.2% | 2.03% | vs |
| Independence State BankBank Independence, WI | 75 out of 100, Strong | $84.2M | 10.4% | 0.00% | vs |
| Mayville Savings BankBank Mayville, WI | 86 out of 100, Very strong | $84.2M | 13.4% | 0.32% | vs |
| Hustisford State BankBank Hustisford, WI | 84 out of 100, Strong | $80.3M | 15.2% | 0.22% | vs |
| Bank of OntarioBank Ontario, WI | 51 out of 100, Below average | $79.0M | 13.9% | 8.53% | vs |
Deposit insurance
Is my money safe at Community First Bank?
Yes. Community First Bank is an FDIC-insured institution (FDIC certificate #12512). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.1% of deposits ($14.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.02%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Community First Bank lists 3 offices in 3 cities. Most locations:
- Elderon, WI (1)
- Rosholt, WI (1)
- Stevens Point, WI (1)
Identity & history
Profile
- Legal name
- Community First Bank
- Former names
- The State Bank of Rosholt
- Type
- State-chartered bank
- FDIC certificate #
- 12512
- RSSD ID
- 62147
- Primary regulator
- FDIC
- Holding company
- Rosholt Bcorp Inc
- Established
- January 1, 1904
- Headquarters
- 275 W Grand Ave, Rosholt, WI 54473
- Website
- www.cfbwi.bank
- Employees
- 28
Quick answers
Community First Bank: common questions
Is Community First Bank FDIC insured?
Yes. Community First Bank is an FDIC-insured institution (FDIC certificate #12512). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Community First Bank's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Community First Bank ever failed?
There is no failure record for FDIC certificate #12512 in the FDIC failed bank list.
How many branches does Community First Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Rosholt
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The International Bank of AmherstBank Amherst, WI | 98 out of 100, Very strong | $103.6M | 14.4% | 0.00% | vs |
| Members' Advantage Credit UnionCredit union Wisconsin Rapid, WI | 93 out of 100, Very strong | $185.2M | 19.2% | 0.21% | vs |
| First National Bank in TigertonBank Tigerton, WI | 87 out of 100, Very strong | $29.3M | 13.0% | 0.00% | vs |
| The Farmers State Bank of WaupacaBank Waupaca, WI | 84 out of 100, Strong | $279.5M | 11.6% | 0.00% | vs |
| The Portage County BankBank Almond, WI | 83 out of 100, Strong | $210.1M | 12.7% | 0.10% | vs |
| The Pineries BankBank Stevens Point, WI | 83 out of 100, Strong | $149.1M | 11.3% | 0.00% | vs |