Side-by-side · Q2 2026 data
Community First Bank vs Minnesota Lakes Bank
Metric by metric
| Measure | Community First Bank | Minnesota Lakes Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 53 |
| Capital cushion | 78 (stronger) | 57 |
| Loan quality | 91 (stronger) | 0 |
| Earnings | 94 (stronger) | 77 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 98 (stronger) | 70 |
| Peer percentile | 95th | 9th |
| Total assets | $126.5M | $129.8M |
| Deposits / shares | $108.4M | $113.5M |
| Capital ratio | 12.84% (stronger) | 10.69% |
| Problem loans | 0.28% (stronger) | 3.18% |
| Net charge-offs | -0.18% (stronger) | -0.18% |
| Return on assets | 1.84% (stronger) | 1.43% |
| Loans ÷ deposits | 60.5% (stronger) | 65.6% |
| Uninsured deposits | 14.4% (stronger) | 16.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Bank has the higher TellerScore (90 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank leads on 7 and Minnesota Lakes Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.