Side-by-side · Q2 2026 data
Community First Bank vs Trustar Federal Credit Union
Credit union
Trustar Federal Credit Union
International F, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Community First Bank | Trustar Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 88 |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 91 (stronger) | 88 |
| Earnings | 94 (stronger) | 77 |
| Funding & liquidity | 100 (stronger) | 70 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 95th | 92nd |
| Total assets | $126.5M | $376.7M |
| Deposits / shares | $108.4M | $313.5M |
| Capital ratio | 12.84% | 15.42% (stronger) |
| Problem loans | 0.28% (stronger) | 0.36% |
| Net charge-offs | -0.18% (stronger) | 0.07% |
| Return on assets | 1.84% (stronger) | 1.42% |
| Loans ÷ deposits | 60.5% (stronger) | 90.0% |
| Uninsured deposits | 14.4% | 9.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Bank has the higher TellerScore (90 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank leads on 5 and Trustar Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.