Side-by-side · Q2 2026 data
Community First Credit Union vs Royal Credit Union
Metric by metric
| Measure | Community First Credit Union | Royal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 73 |
| Capital cushion | 78 (stronger) | 58 |
| Loan quality | 95 (stronger) | 86 |
| Earnings | 79 | 79 |
| Funding & liquidity | 73 (stronger) | 63 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 93rd | 70th |
| Total assets | $6.8B | $5.9B |
| Deposits / shares | $5.9B | $5.2B |
| Capital ratio | 12.85% (stronger) | 10.83% |
| Problem loans | 0.14% (stronger) | 0.43% |
| Net charge-offs | 0.10% (stronger) | 0.59% |
| Return on assets | 1.49% (stronger) | 1.47% |
| Loans ÷ deposits | 86.4% (stronger) | 97.5% |
| Uninsured deposits | 16.1% | 11.2% (stronger) |
| Offices | 18 | 48 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.3% |
Community First Credit Union has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Community First Credit Union leads on 6 and Royal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.