Side-by-side · Q2 2026 data
Community First Credit Union vs Unitedone Credit Union
Metric by metric
| Measure | Community First Credit Union | Unitedone Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 73 |
| Capital cushion | 78 (stronger) | 68 |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 79 (stronger) | 57 |
| Funding & liquidity | 73 (stronger) | 58 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 93rd | 60th |
| Total assets | $6.8B | $348.3M |
| Deposits / shares | $5.9B | $282.7M |
| Capital ratio | 12.85% (stronger) | 11.82% |
| Problem loans | 0.14% (stronger) | 0.24% |
| Net charge-offs | 0.10% (stronger) | 0.12% |
| Return on assets | 1.49% (stronger) | 0.92% |
| Loans ÷ deposits | 86.4% (stronger) | 102.3% |
| Uninsured deposits | 16.1% | 6.2% (stronger) |
| Offices | 18 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.8% |
Community First Credit Union has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Community First Credit Union leads on 6 and Unitedone Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.