Side-by-side · Q2 2026 data
Community First Credit Union of Flo vs Campus USA Credit Union
Credit union
Community First Credit Union of Flo
Jacksonville, Florida · $1 billion – $10 billion
Metric by metric
| Measure | Community First Credit Union of Flo | Campus USA Credit Union |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 73 | 73 |
| Loan quality | 79 | 87 (stronger) |
| Earnings | 55 | 70 (stronger) |
| Funding & liquidity | 75 (stronger) | 61 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 70th | 79th |
| Total assets | $3.2B | $4.0B |
| Deposits / shares | $2.8B | $3.4B |
| Capital ratio | 12.26% (stronger) | 12.25% |
| Problem loans | 0.63% | 0.38% (stronger) |
| Net charge-offs | 0.88% | 0.38% (stronger) |
| Return on assets | 0.88% | 1.26% (stronger) |
| Loans ÷ deposits | 85.2% (stronger) | 98.3% |
| Uninsured deposits | 13.9% (stronger) | 15.4% |
| Offices | 25 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.3% | 10.5% |
Campus USA Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Community First Credit Union of Flo leads on 3 and Campus USA Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.