Side-by-side · Q2 2026 data
Community First Credit Union of Flo vs Tru Fi Credit Union
Credit union
Community First Credit Union of Flo
Jacksonville, Florida · $1 billion – $10 billion
Metric by metric
| Measure | Community First Credit Union of Flo | Tru Fi Credit Union |
|---|---|---|
| TellerScore | 73 | 84 (stronger) |
| Capital cushion | 73 | 76 (stronger) |
| Loan quality | 79 | 80 (stronger) |
| Earnings | 55 | 88 (stronger) |
| Funding & liquidity | 75 | 93 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 70th | 86th |
| Total assets | $3.2B | $146.4M |
| Deposits / shares | $2.8B | $127.3M |
| Capital ratio | 12.26% | 12.61% (stronger) |
| Problem loans | 0.63% | 0.60% (stronger) |
| Net charge-offs | 0.88% | -0.06% (stronger) |
| Return on assets | 0.88% | 1.71% (stronger) |
| Loans ÷ deposits | 85.2% | 67.7% (stronger) |
| Uninsured deposits | 13.9% | 11.9% (stronger) |
| Offices | 25 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.3% | — |
Tru Fi Credit Union has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Community First Credit Union of Flo leads on 0 and Tru Fi Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Callahan, FL