Side-by-side · Q2 2026 data
Community Focus Federal Credit Union vs Tlc Community Credit Union
Credit union
Community Focus Federal Credit Union
Brownstown, Michigan · Under $100 million in assets
Metric by metric
| Measure | Community Focus Federal Credit Union | Tlc Community Credit Union |
|---|---|---|
| TellerScore | 67 | 90 (stronger) |
| Capital cushion | 91 | 95 (stronger) |
| Loan quality | 49 | 95 (stronger) |
| Earnings | 18 | 66 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 34th | 95th |
| Total assets | $68.0M | $950.2M |
| Deposits / shares | $59.9M | $746.7M |
| Capital ratio | 14.09% | 14.48% (stronger) |
| Problem loans | 1.52% | 0.14% (stronger) |
| Net charge-offs | 0.53% | 0.13% (stronger) |
| Return on assets | -0.05% | 1.15% (stronger) |
| Loans ÷ deposits | 57.3% (stronger) | 60.5% |
| Uninsured deposits | 2.5% (stronger) | 6.3% |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.5% |
Tlc Community Credit Union has the higher TellerScore (90 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community Focus Federal Credit Union leads on 2 and Tlc Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.