Side-by-side · Q2 2026 data
Community National Bank & Trust of Texas vs North Dallas Bank & Trust Co.
Metric by metric
| Measure | Community National Bank & Trust of Texas | North Dallas Bank & Trust Co. |
|---|---|---|
| TellerScore | 76 (stronger) | 51 |
| Capital cushion | 56 (stronger) | 52 |
| Loan quality | 97 (stronger) | 49 |
| Earnings | 87 (stronger) | 40 |
| Funding & liquidity | 52 (stronger) | 50 |
| Problem-loan coverage | 96 (stronger) | 81 |
| Peer percentile | 80th | 8th |
| Total assets | $1.7B | $1.8B |
| Deposits / shares | $1.4B | $1.6B |
| Capital ratio | 10.62% (stronger) | 10.22% |
| Problem loans | 0.09% (stronger) | 1.54% |
| Net charge-offs | 0.08% | 0.03% (stronger) |
| Return on assets | 1.66% (stronger) | 0.49% |
| Loans ÷ deposits | 83.1% | 79.5% (stronger) |
| Uninsured deposits | 37.8% (stronger) | 42.7% |
| Offices | 17 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | 20.9% |
Community National Bank & Trust of Texas has the higher TellerScore (76 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Community National Bank & Trust of Texas leads on 5 and North Dallas Bank & Trust Co. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.