Side-by-side · Q2 2026 data
Community National Bank vs Northfield Savings Bank
Metric by metric
| Measure | Community National Bank | Northfield Savings Bank |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 56 | 60 (stronger) |
| Loan quality | 71 | 83 (stronger) |
| Earnings | 83 (stronger) | 48 |
| Funding & liquidity | 53 | 71 (stronger) |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 49th | 49th |
| Total assets | $1.2B | $1.6B |
| Deposits / shares | $983.4M | $1.3B |
| Capital ratio | 10.63% | 10.96% (stronger) |
| Problem loans | 0.86% | 0.52% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.58% (stronger) | 0.71% |
| Loans ÷ deposits | 97.7% | 86.0% (stronger) |
| Uninsured deposits | 23.4% | 18.0% (stronger) |
| Offices | 12 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Community National Bank leads on 2 and Northfield Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Barre, VT
- Montpelier, VT