Side-by-side · Q2 2026 data
Community National Bank vs Union Bank
Metric by metric
| Measure | Community National Bank | Union Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 45 |
| Capital cushion | 56 (stronger) | 28 |
| Loan quality | 71 (stronger) | 55 |
| Earnings | 83 (stronger) | 52 |
| Funding & liquidity | 53 (stronger) | 32 |
| Problem-loan coverage | 88 (stronger) | 73 |
| Peer percentile | 49th | 4th |
| Total assets | $1.2B | $1.6B |
| Deposits / shares | $983.4M | $1.1B |
| Capital ratio | 10.63% (stronger) | 7.82% |
| Problem loans | 0.86% (stronger) | 1.35% |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 1.58% (stronger) | 0.80% |
| Loans ÷ deposits | 97.7% (stronger) | 101.4% |
| Uninsured deposits | 23.4% (stronger) | 39.5% |
| Offices | 12 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.0% |
Community National Bank has the higher TellerScore (68 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Community National Bank leads on 7 and Union Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Morrisville, VT
- Lyndonville, VT
- Saint Johnsbury, VT