Side-by-side · Q2 2026 data
Community National Bank in Monmouth vs Gale Credit Union
Metric by metric
| Measure | Community National Bank in Monmouth | Gale Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 81 (stronger) | 56 |
| Loan quality | 70 | 89 (stronger) |
| Earnings | 63 (stronger) | 55 |
| Funding & liquidity | 90 (stronger) | 86 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 58th | 47th |
| Total assets | $55.1M | $73.7M |
| Deposits / shares | $47.7M | $65.7M |
| Capital ratio | 13.13% (stronger) | 10.62% |
| Problem loans | 0.90% | 0.33% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.14% |
| Return on assets | 1.08% (stronger) | 0.88% |
| Loans ÷ deposits | 69.9% (stronger) | 74.1% |
| Uninsured deposits | 13.9% | 3.3% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community National Bank in Monmouth has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Community National Bank in Monmouth leads on 5 and Gale Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.