Side-by-side · Q2 2026 data
Community National Bank in Monmouth vs United Equity Credit Union
Metric by metric
| Measure | Community National Bank in Monmouth | United Equity Credit Union |
|---|---|---|
| TellerScore | 77 | 94 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 70 | 92 (stronger) |
| Earnings | 63 | 87 (stronger) |
| Funding & liquidity | 90 (stronger) | 88 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 58th | 95th |
| Total assets | $55.1M | $66.2M |
| Deposits / shares | $47.7M | $53.7M |
| Capital ratio | 13.13% | 18.66% (stronger) |
| Problem loans | 0.90% | 0.23% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.21% |
| Return on assets | 1.08% | 1.68% (stronger) |
| Loans ÷ deposits | 69.9% (stronger) | 72.5% |
| Uninsured deposits | 13.9% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Equity Credit Union has the higher TellerScore (94 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Community National Bank in Monmouth leads on 2 and United Equity Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.