Side-by-side · Q2 2026 data
Community Neighbor Bank vs First Cahawba Bank
Metric by metric
| Measure | Community Neighbor Bank | First Cahawba Bank |
|---|---|---|
| TellerScore | 69 | 74 (stronger) |
| Capital cushion | 61 (stronger) | 58 |
| Loan quality | 57 | 96 (stronger) |
| Earnings | 76 (stronger) | 65 |
| Funding & liquidity | 85 (stronger) | 62 |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 40th | 57th |
| Total assets | $193.2M | $205.7M |
| Deposits / shares | $171.7M | $186.6M |
| Capital ratio | 11.13% (stronger) | 10.81% |
| Problem loans | 1.30% | 0.12% (stronger) |
| Net charge-offs | 0.21% | -0.05% (stronger) |
| Return on assets | 1.39% (stronger) | 1.13% |
| Loans ÷ deposits | 58.9% (stronger) | 78.7% |
| Uninsured deposits | 28.6% (stronger) | 33.0% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.4% |
First Cahawba Bank has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Community Neighbor Bank leads on 4 and First Cahawba Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.