Community Neighbor Bank is a state-chartered bank headquartered in Camden, Alabama, in business for about 120 years. At the end of Q2 2026 it reported $193.2M in total assets and $171.7M in deposits, with 4 offices.
Based on its Q2 2026 filing, Community Neighbor Bank scores 69/100, which we describe as moderate. That is higher than only 40% of 2,650 banks with $100 million – $1 billion. Among 93 banks headquartered in Alabama, it ranks 55th. Its strongest component is problem-loan coverage (88/100; 5.9%), and its lowest is loan quality (57/100; 1.30%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (72 → 69), mostly because the loan quality component weakened by 7 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 69 |
| Q4 2024 | 64 |
| Q1 2025 | 70 |
| Q2 2025 | 72 |
| Q3 2025 | 76 |
| Q4 2025 | 75 |
| Q1 2026 | 73 |
| Q2 2026 | 69 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.35% |
| Q3 2024 | 11.45% |
| Q4 2024 | 11.51% |
| Q1 2025 | 11.31% |
| Q2 2025 | 11.62% |
| Q3 2025 | 11.81% |
| Q4 2025 | 11.41% |
| Q1 2026 | 10.82% |
| Q2 2026 | 11.13% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.21% |
| Q3 2024 | 1.17% |
| Q4 2024 | 1.72% |
| Q1 2025 | 1.18% |
| Q2 2025 | 1.07% |
| Q3 2025 | 0.73% |
| Q4 2025 | 0.65% |
| Q1 2026 | 0.83% |
| Q2 2026 | 1.30% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.05% |
| Q3 2024 | 1.08% |
| Q4 2024 | 1.11% |
| Q1 2025 | 1.27% |
| Q2 2025 | 1.31% |
| Q3 2025 | 1.33% |
| Q4 2025 | 1.31% |
| Q1 2026 | 1.42% |
| Q2 2026 | 1.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $193.2M | 11.13% | 1.30% | 1.39% | 58.9% |
| Q1 2026 | 73 | $192.3M | 10.82% | 0.83% | 1.42% | 56.5% |
| Q4 2025 | 75 | $190.4M | 11.41% | 0.65% | 1.31% | 56.4% |
| Q3 2025 | 76 | $170.8M | 11.81% | 0.73% | 1.33% | 63.5% |
| Q2 2025 | 72 | $173.8M | 11.62% | 1.07% | 1.31% | 60.5% |
| Q1 2025 | 70 | $169.5M | 11.31% | 1.18% | 1.27% | 59.2% |
| Q4 2024 | 64 | $167.2M | 11.51% | 1.72% | 1.11% | 58.7% |
| Q3 2024 | 69 | $163.8M | 11.45% | 1.17% | 1.08% | 59.8% |
| Q2 2024 | 68 | $169.8M | 11.35% | 1.21% | 1.05% | 58.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| PeoplesTrust BankBank Hamilton, AL | 73 out of 100, Strong | $201.2M | 11.1% | 0.45% | vs |
| Millennial BankBank Leeds, AL | 64 out of 100, Moderate | $201.3M | 8.8% | 0.00% | vs |
| First Federal Bank, A FSBBank Tuscaloosa, AL | 55 out of 100, Moderate | $182.6M | 7.8% | 0.60% | vs |
| First Cahawba BankBank Selma, AL | 74 out of 100, Strong | $205.7M | 10.8% | 0.12% | vs |
| North Alabama BankBank Hazel Green, AL | 80 out of 100, Strong | $178.6M | 11.7% | 0.15% | vs |
| Union State BankBank Pell City, AL | 50 out of 100, Below average | $212.5M | 9.6% | 2.00% | vs |
Deposit insurance
Is my money safe at Community Neighbor Bank?
Yes. Community Neighbor Bank is an FDIC-insured institution (FDIC certificate #2787). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.6% of deposits ($49.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Community Neighbor Bank lists 4 offices in 4 cities. Most locations:
- Camden, AL (1)
- Greenville, AL (1)
- Grove Hill, AL (1)
- Pine Hill, AL (1)
Identity & history
Profile
- Legal name
- Community Neighbor Bank
- Former names
- The Camden National Bank
- Type
- State-chartered bank
- FDIC certificate #
- 2787
- RSSD ID
- 466932
- Primary regulator
- FDIC
- Holding company
- First Camden Bancshares Inc
- Established
- April 1, 1906
- Headquarters
- 3 Water St, Camden, AL 36726
- Website
- www.cnbal.net
- Employees
- 35
Quick answers
Community Neighbor Bank: common questions
Is Community Neighbor Bank FDIC insured?
Yes. Community Neighbor Bank is an FDIC-insured institution (FDIC certificate #2787). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Community Neighbor Bank's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Community Neighbor Bank ever failed?
There is no failure record for FDIC certificate #2787 in the FDIC failed bank list.
How many branches does Community Neighbor Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Camden
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Robertson Banking CompanyBank Demopolis, AL | 83 out of 100, Strong | $462.7M | 11.3% | 0.13% | vs |
| United BankBank Atmore, AL | 74 out of 100, Strong | $1.5B | 15.8% | 1.35% | vs |
| Sweet Water State BankBank Sweet Water, AL | 67 out of 100, Moderate | $150.0M | 9.7% | 1.30% | vs |