Side-by-side · Q2 2026 data
Community Neighbor Bank vs North Alabama Bank
Metric by metric
| Measure | Community Neighbor Bank | North Alabama Bank |
|---|---|---|
| TellerScore | 69 | 80 (stronger) |
| Capital cushion | 61 | 67 (stronger) |
| Loan quality | 57 | 95 (stronger) |
| Earnings | 76 | 81 (stronger) |
| Funding & liquidity | 85 (stronger) | 70 |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 40th | 77th |
| Total assets | $193.2M | $178.6M |
| Deposits / shares | $171.7M | $156.0M |
| Capital ratio | 11.13% | 11.73% (stronger) |
| Problem loans | 1.30% | 0.15% (stronger) |
| Net charge-offs | 0.21% | 0.05% (stronger) |
| Return on assets | 1.39% | 1.53% (stronger) |
| Loans ÷ deposits | 58.9% (stronger) | 88.4% |
| Uninsured deposits | 28.6% | 16.1% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.6% |
North Alabama Bank has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Community Neighbor Bank leads on 1 and North Alabama Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.