Side-by-side · Q2 2026 data
Community Neighbor Bank vs PeoplesTrust Bank
Metric by metric
| Measure | Community Neighbor Bank | PeoplesTrust Bank |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 61 | 61 |
| Loan quality | 57 | 85 (stronger) |
| Earnings | 76 (stronger) | 63 |
| Funding & liquidity | 85 (stronger) | 77 |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 40th | 53rd |
| Total assets | $193.2M | $201.2M |
| Deposits / shares | $171.7M | $177.6M |
| Capital ratio | 11.13% (stronger) | 11.11% |
| Problem loans | 1.30% | 0.45% (stronger) |
| Net charge-offs | 0.21% | 0.03% (stronger) |
| Return on assets | 1.39% (stronger) | 1.08% |
| Loans ÷ deposits | 58.9% (stronger) | 74.1% |
| Uninsured deposits | 28.6% | 22.9% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.4% |
PeoplesTrust Bank has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Community Neighbor Bank leads on 3 and PeoplesTrust Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.