Side-by-side · Q2 2026 data
Community Neighbor Bank vs Union State Bank
Metric by metric
| Measure | Community Neighbor Bank | Union State Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 50 |
| Capital cushion | 61 (stronger) | 46 |
| Loan quality | 57 (stronger) | 33 |
| Earnings | 76 (stronger) | 37 |
| Funding & liquidity | 85 | 91 (stronger) |
| Problem-loan coverage | 88 (stronger) | 65 |
| Peer percentile | 40th | 7th |
| Total assets | $193.2M | $212.5M |
| Deposits / shares | $171.7M | $191.7M |
| Capital ratio | 11.13% (stronger) | 9.61% |
| Problem loans | 1.30% (stronger) | 2.00% |
| Net charge-offs | 0.21% | 0.01% (stronger) |
| Return on assets | 1.39% (stronger) | 0.43% |
| Loans ÷ deposits | 58.9% | 51.2% (stronger) |
| Uninsured deposits | 28.6% | 23.0% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Neighbor Bank has the higher TellerScore (69 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Community Neighbor Bank leads on 4 and Union State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.