Side-by-side · Q2 2026 data
Community Partners Savings Bank vs SouthernTrust Bank
Metric by metric
| Measure | Community Partners Savings Bank | SouthernTrust Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 47 |
| Capital cushion | 69 (stronger) | 52 |
| Loan quality | 41 (stronger) | 14 |
| Earnings | 47 | 72 (stronger) |
| Funding & liquidity | 94 (stronger) | 48 |
| Problem-loan coverage | 85 (stronger) | 64 |
| Peer percentile | 24th | 5th |
| Total assets | $288.4M | $278.5M |
| Deposits / shares | $226.5M | $192.3M |
| Capital ratio | 11.88% (stronger) | 10.23% |
| Problem loans | 1.77% (stronger) | 2.59% |
| Net charge-offs | 0.08% (stronger) | 0.35% |
| Return on assets | 0.67% | 1.29% (stronger) |
| Loans ÷ deposits | 56.9% (stronger) | 108.1% |
| Uninsured deposits | 20.8% | 18.7% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | — |
Community Partners Savings Bank has the higher TellerScore (63 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Community Partners Savings Bank leads on 5 and SouthernTrust Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.