Side-by-side · Q2 2026 data
Community Plus Federal Credit Union vs Central Illinois Credit Union
Credit union
Community Plus Federal Credit Union
Rantoul, Illinois · Under $100 million in assets
Metric by metric
| Measure | Community Plus Federal Credit Union | Central Illinois Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 83 (stronger) | 38 |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 89th | 38th |
| Total assets | $28.1M | $26.1M |
| Deposits / shares | $22.5M | $22.8M |
| Capital ratio | 18.35% (stronger) | 12.26% |
| Problem loans | 0.51% (stronger) | 1.85% |
| Net charge-offs | 0.68% (stronger) | 2.37% |
| Return on assets | 2.02% (stronger) | 1.25% |
| Loans ÷ deposits | 93.5% | 49.5% (stronger) |
| Uninsured deposits | 4.1% | 2.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Plus Federal Credit Union has the higher TellerScore (90 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Community Plus Federal Credit Union leads on 5 and Central Illinois Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rantoul, IL