Side-by-side · Q2 2026 data
Community Plus Federal Credit Union vs Elca Federal Credit Union
Credit union
Community Plus Federal Credit Union
Rantoul, Illinois · Under $100 million in assets
Metric by metric
| Measure | Community Plus Federal Credit Union | Elca Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 83 | 94 (stronger) |
| Earnings | 100 (stronger) | 32 |
| Funding & liquidity | 67 (stronger) | 61 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 89th | 34th |
| Total assets | $28.1M | $30.1M |
| Deposits / shares | $22.5M | $26.6M |
| Capital ratio | 18.35% (stronger) | 10.92% |
| Problem loans | 0.51% | 0.18% (stronger) |
| Net charge-offs | 0.68% | 0.19% (stronger) |
| Return on assets | 2.02% (stronger) | 0.30% |
| Loans ÷ deposits | 93.5% | 45.4% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 50.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Plus Federal Credit Union has the higher TellerScore (90 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community Plus Federal Credit Union leads on 4 and Elca Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.