Side-by-side · Q2 2026 data
Community Plus Federal Credit Union vs River to River Credit Union
Credit union
Community Plus Federal Credit Union
Rantoul, Illinois · Under $100 million in assets
Metric by metric
| Measure | Community Plus Federal Credit Union | River to River Credit Union |
|---|---|---|
| TellerScore | 90 | 97 (stronger) |
| Capital cushion | 100 (stronger) | 97 |
| Loan quality | 83 | 92 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 89th | 98th |
| Total assets | $28.1M | $29.7M |
| Deposits / shares | $22.5M | $25.3M |
| Capital ratio | 18.35% (stronger) | 14.65% |
| Problem loans | 0.51% | 0.23% (stronger) |
| Net charge-offs | 0.68% | 0.12% (stronger) |
| Return on assets | 2.02% | 2.25% (stronger) |
| Loans ÷ deposits | 93.5% | 59.3% (stronger) |
| Uninsured deposits | 4.1% | 0.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River to River Credit Union has the higher TellerScore (97 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Community Plus Federal Credit Union leads on 1 and River to River Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.