Side-by-side · Q2 2026 data
Community Point Bank vs Knox Co. Employees Credit Union
Credit union
Knox Co. Employees Credit Union
Knoxville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Community Point Bank | Knox Co. Employees Credit Union |
|---|---|---|
| TellerScore | 71 | 96 (stronger) |
| Capital cushion | 32 | 100 (stronger) |
| Loan quality | 98 | 99 (stronger) |
| Earnings | 88 (stronger) | 80 |
| Funding & liquidity | 65 | 99 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 47th | 97th |
| Total assets | $259.7M | $12.5M |
| Deposits / shares | $227.4M | $10.1M |
| Capital ratio | 8.20% | 18.82% (stronger) |
| Problem loans | 0.07% | 0.04% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.18% |
| Return on assets | 1.70% (stronger) | 1.51% |
| Loans ÷ deposits | 93.2% | 61.5% (stronger) |
| Uninsured deposits | 17.0% | 3.7% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Knox Co. Employees Credit Union has the higher TellerScore (96 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Community Point Bank leads on 2 and Knox Co. Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.