Community Point Bank is a state-chartered bank headquartered in Russellville, Missouri, in business for about 92 years. At the end of Q2 2026 it reported $259.7M in total assets and $227.4M in deposits, with 3 offices.
Community Point Bank has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 97th. Problem-loan coverage contributes the most (99/100, 0.6%); capital cushion contributes the least (32/100, 8.20%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 71).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 69 |
| Q4 2024 | 68 |
| Q1 2025 | 69 |
| Q2 2025 | 72 |
| Q3 2025 | 71 |
| Q4 2025 | 70 |
| Q1 2026 | 76 |
| Q2 2026 | 71 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.88% |
| Q3 2024 | 9.09% |
| Q4 2024 | 8.40% |
| Q1 2025 | 8.37% |
| Q2 2025 | 8.63% |
| Q3 2025 | 8.62% |
| Q4 2025 | 7.96% |
| Q1 2026 | 9.47% |
| Q2 2026 | 8.20% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.38% |
| Q3 2024 | 0.35% |
| Q4 2024 | 0.20% |
| Q1 2025 | 0.37% |
| Q2 2025 | 0.19% |
| Q3 2025 | 0.27% |
| Q4 2025 | 0.24% |
| Q1 2026 | 0.03% |
| Q2 2026 | 0.07% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.32% |
| Q3 2024 | 1.31% |
| Q4 2024 | 1.32% |
| Q1 2025 | 1.52% |
| Q2 2025 | 1.64% |
| Q3 2025 | 1.73% |
| Q4 2025 | 1.79% |
| Q1 2026 | 1.71% |
| Q2 2026 | 1.70% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $259.7M | 8.20% | 0.07% | 1.70% | 93.2% |
| Q1 2026 | 76 | $254.3M | 9.47% | 0.03% | 1.71% | 92.2% |
| Q4 2025 | 70 | $239.6M | 7.96% | 0.24% | 1.79% | 96.5% |
| Q3 2025 | 71 | $224.7M | 8.62% | 0.27% | 1.73% | 92.0% |
| Q2 2025 | 72 | $218.6M | 8.63% | 0.19% | 1.64% | 89.2% |
| Q1 2025 | 69 | $210.2M | 8.37% | 0.37% | 1.52% | 88.3% |
| Q4 2024 | 68 | $203.3M | 8.40% | 0.20% | 1.32% | 92.8% |
| Q3 2024 | 69 | $192.9M | 9.09% | 0.35% | 1.31% | 88.6% |
| Q2 2024 | 69 | $187.7M | 8.88% | 0.38% | 1.32% | 83.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community First BankBank Butler, MO | 67 out of 100, Moderate | $258.9M | 8.6% | 0.95% | vs |
| Alliant BankBank Madison, MO | 70 out of 100, Strong | $256.4M | 9.0% | 0.00% | vs |
| Lamar Bank and Trust CompanyBank Lamar, MO | 79 out of 100, Strong | $269.0M | 10.2% | 0.05% | vs |
| Arlo BankBank Springfield, MO | 77 out of 100, Strong | $269.1M | 13.5% | 0.00% | vs |
| Community Bank of MarshallBank Marshall, MO | 69 out of 100, Moderate | $250.2M | 10.0% | 1.01% | vs |
| First State Bank of the OzarksBank Purdy, MO | 55 out of 100, Moderate | $248.9M | 8.1% | 1.55% | vs |
Deposit insurance
Is my money safe at Community Point Bank?
Yes. Community Point Bank is an FDIC-insured institution (FDIC certificate #14604). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.0% of deposits ($38.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.20%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.19% (benchmark: 10%).
3 locations
Branches
Community Point Bank lists 3 offices in 3 cities. Most locations:
- Eugene, MO (1)
- Russellville, MO (1)
- Versailles, MO (1)
HMDA 2025
Mortgage lending
In 2025, Community Point Bank reported 83 home-loan applications under HMDA (LEI 549300I2ZQ0VQPC4Z224): 80 originated ($18,070,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Community Point Bank
- Former names
- Community Bank of Russellville
- Type
- State-chartered bank
- FDIC certificate #
- 14604
- RSSD ID
- 527057
- Primary regulator
- FDIC
- Holding company
- Russellville Bcorp Inc
- Established
- July 19, 1934
- Headquarters
- 13218 Railroad Avenue, Russellville, MO 65074
- Website
- www.ourcpb.bank
- Employees
- 25
Quick answers
Community Point Bank: common questions
Is Community Point Bank FDIC insured?
Yes. Community Point Bank is an FDIC-insured institution (FDIC certificate #14604). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Community Point Bank's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Community Point Bank ever failed?
There is no failure record for FDIC certificate #14604 in the FDIC failed bank list.
How many branches does Community Point Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Russellville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Knox Co. Employees Credit UnionCredit union Knoxville, TN | 96 out of 100, Very strong | $12.5M | 18.8% | 0.04% | vs |
| Our Lady of Snows Credit UnionCredit union Henley, MO | 96 out of 100, Very strong | $4.6M | 15.3% | 0.00% | vs |
| Farmers Bank of Lohman, MissouriBank Jefferson City, MO | 93 out of 100, Very strong | $82.9M | 17.1% | 0.02% | vs |
| Legends BankBank Linn, MO | 90 out of 100, Very strong | $635.5M | 18.3% | 0.51% | vs |
| The Bank of VersaillesBank Versailles, MO | 89 out of 100, Very strong | $359.0M | 15.0% | 0.03% | vs |
| Civic Central Credit UnionCredit union Jefferson City, MO | 86 out of 100, Very strong | $105.0M | 13.8% | 0.48% | vs |